Gold Loan Program

Already have gold? Then put it to work with our unique gold loan program at Caye International Bank, combine the security of gold with the opportunity of increased investment returns.

Gold has long been a safety net for when paper currencies have failed or a way to pass down wealth from one generation to the next. Now, with our gold loan program, you can combine the security of gold with the opportunity for investment.

How does the gold loan program work?

Your gold is stored in a secure vault in Zürich, Switzerland, the center of the banking world. Once stored, Caye International Bank will offer you a line of credit of up to 75% of the market value of your stored gold. If your loan amount exceeds 85% of the value of your stored gold, we will perform a calculation. If the calculation shows that the loan amount exceeds 85%, you must supply additional capital within five business days. If you do not, we will sell the excess portion of your gold at market value to cover the loan, and transfer any excess profit to you.

How can I participate in the program?

To participate in the program, you must have a minimum initial gold holding of at least USD $100,000 and be a client/account holder at Caye International Bank. If you do not already have an account with us, please contact our customer service team to open one—it’s a quick process. Additionally, we can source gold for you at market value, secure it, and store it in our Zürich vault, whether for domestic or offshore investments.

What are the costs involved with the program?

Because your gold is stored in a secure Swiss vault, the risk is minimal, which means the fees are minimal for such a substantial line of credit. The interest rate is approximately 6.75% annually for a 75% line of credit. If you hold your gold for at least one year and maintain a line of credit over 50% of its value, storage is free. Administration fees are waived if the gold is sold after one year of open credit and storage.

Contact and request a consultation with Caye International Bank’s President, Luigi Wewege, to discuss your options.

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